Consumer Financial Services

Attorney Lead for Practice Group

Fineman Krekstein & Harris has been in the forefront of representing creditors, law firms and agencies for violations of federal and state consumer protection laws including the Fair Debt Collection Practices Act, the Fair Credit Reporting Act and the Truth in Lending Act. Many of these lawsuits contain allegations that the defendants violated state debt collection statutes, defamed the plaintiffs and violated plaintiffs’ right to privacy.

Representative Matters

  • In the case of Rosenau v. Unifund Corp., before the United States Court of Appeals for the Third Circuit, Fineman Krekstein & Harris obtained a favorable ruling on an issue of first impression.  The Court held that the use of the term “Legal Department” in a letter was not deceptive merely because the debt collector’s department did not include attorneys.
  • Successfully forced plaintiff’s counsel to resolve a substantial class action on an individual basis, which dramatically lowered the exposure to the client. Because the nature of the case changed from a class action to a single plaintiff lawsuit the client was able to settle the case for a nominal amount.
  • Obtained summary judgment against a debtor who claimed that a client’s collection notice violated the Fair Debt Collection Practices Act.