In Banos v. State Farm Ins. Co., 4 siblings tried to make breach of contract and bad faith claims against an insurer for a fire loss. The policy was issued only in their parents’ names, though they claimed the carrier knew that they were owners. The court found that absent a contractual obligation between these siblings and the carrier, there could be no breach of contract or bad faith claims by them against the insurer.
Date of Decision: October 10, 2007
Banos v. State Farm Ins. Co., No. 7-2783, 2007 U.S. Dist. LEXIS 75189 (E.D. Pa. October 10, 2007) (Sanchez, J.)