Hema focuses her legal practice in the areas of insurance coverage, insurance defense and trucking litigation matters.
She has extensive experience litigating complex insurance coverage issues arising in first-party claims, construction and other casualty matters. She provides legal counsel to various insurance companies and assists her clients in evaluating and defending claims.
- Represented an insurance carrier that was sued for breach of contract and bad faith arising out of the insurer’s denial of coverage for a civil law suit in which the insured allegedly accidently killed the decedent. The insured pled guilty to involuntary manslaughter admitting that he had an imperfect claim of self-defense, when he struck the decedent with a loaded pistol that accidently discharged, killing the decedent. Agreeing with our interpretation of the criminal acts exclusion in the insurance policy, the court found that the insurer acted properly in denying coverage because it was the criminal nature of the act, not the degree of criminal culpability, which triggered the applicability of the exclusion.
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